Loan-level pricing adjustments are the government's way of raising prices for so-called "riskier" borrowers without putting a penalty on "safer" ones.
| Lauren Magarino and Emily Sen
In January, the Federal Housing Finance Agency announced a change in the pricing models for new government-backed mortgages.
That change went into effect in May, but not without stirring plenty of controversy.
The policy changes something called...
Since 2018, billions of dollars in sports bets have been placed in 37 states following the Supreme Court's decision to legalize sports betting.
| Paul Crane and Eli Kintisch
Todd has hosted NBC's interview program since late 2014. Kristen Welker will take over host duties later this year.
Police say an altercation escalated to gunfire at an early morning gathering in Chicago.
| AP
Despite recent warnings, the celebration is underway, uniting in defiance against anti-LGBTQ+ laws.
These are the 10 most popular flags you will see during Pride celebrations in June.
China said it was responding to a provocation when one of its ships approached a patrol in international waters.
A high-level Chinese official defended a close encounter between Chinese and U.S. warships in the Taiwan Strait on Saturday.
A Chinese vessel made a close pass in front of a U.S. destroyer and a Canadian frigate on Saturday as they crossed through...
The victory is the ninth comeback win for the Golden Knights during the playoffs.
| AP
Scripps News talks with drug abuse experts and educators about why this emergency resource is joining their toolbox.
The ruling was determined based on the First Amendment and freedom of speech.
Data from testing wastewater from New York residents shows that the detection rate is high for the COVID-19 virus.
New York is considering a bill that would seal the records of some former prisoners who are able to stay out of trouble after they've been released.
He walked away with $50,000 and the Scripps National Spelling Bee trophy after beating over 200 spelling competitors.
Dev Shah, a 14-year-old from Largo, Florida, won the Scripps National Spelling Bee by correctly spelling the word "psammophile."
The signaling system caused a passenger train to move onto a different track, where it collided with a loaded cargo train.
A railroad ministry spokesperson said one train derailed and then was hit by another train coming from the opposite direction.
| AP
Only 5.6% of Swedes reported being smokers, according to the country's Public Health Agency.
| AP
The Canadian government will require tobacco companies to place warning labels on individual cigarettes by 2025.
The 24-year-old mom shoplifted for about an hour, then dropped the stolen items when she saw her car engulfed in flames upon exiting the store.
Researchers say they found that the widely used sweeteners containing sucralose are 'genotoxic' and could break up a person's DNA.
A NASA panel held the public meeting to try to reduce the stigma around reporting UFOs while explaining how it will investigate hundreds of sightings.
Inflation, reduced child tax credit and SNAP reductions are combining to force Dollar General customers to utilize food banks, its CEO told investors.
As several traditional banks have failed this year, federal officials remind users of the risks associated with cash applications.
Texas is among at least 18 states that have implemented similar bans.
Republican presidential hopefuls travel to Iowa to pitch themselves to voters. They were met with a big crowd and big decisions for 2024.
The 99-page bill reins in spending for the next two years and suspends the debt limit until January 2025.
"It feels like a slap in the face," said a Kroger employee.
The gun unlocks only for an authorized user by incorporating built-in fingerprint and facial-recognition sensors — just like a smartphone.
Churchill Downs said its current horse card is suspended after an emergency meeting on horse deaths. Officials want to look at safety protocols.
Orlena Nwokah Blanchard and Adjoa B. Asamoah are just a few of the women addressing race-based hair discrimination with the CROWN Act movement.
Implementing this training is one way law enforcement agencies across the country can prevent fentanyl from killing more people.
This is surprising!
His sister will accept the star on his behalf.
Among non-LGBTQ+ people, a survey found 84% support equal rights for the LGBTQ+ community.
Scripps News obtained nearly 4,000 pages of documents and spoke to Jeffrey Epstein's brother about what he calls a "cover-up."
| Maritsa Georgiou and Daniel Lathrop and Karen Rodriguez
The 99-page bill reins in spending for the next two years and suspends the debt limit until January 2025.
Florida Gov. Ron DeSantis finished visiting early voting states after announcing his candidacy for president — calling his mission "trench warfare."
| AP
A region's popular architectural style is a factor that influences pricing.
Most new vehicles will have a recall or two in the first few years. But a new report lists some trouble-free brands with few recalls.
By some estimates, homeowners' insurance in Florida is set to increase by 66% in 2023.
Harris-Stowe State University's president was inspired by an eighth grader's dedication to attend his promotion ceremony.
What is your favorite doughnut?
Over 100,000 Ford SUVs were recalled after a safety board said front passengers could get frustrated trying to reach the seat belt.
Scripps News looked into why sharing food from another culture can bring people closer together.
Air New Zealand said the weigh-ins are being conducted for a survey that's required by the Civil Aviation Authority.
A new study looked at what might make a couple more likely to have separate bank accounts.
Many of the spots on Yelp's top 100 burger list serve a new spin on the classic ground beef patty.
With travel returning to pre-pandemic levels, this summer is expected to see its share of flight delays.
After the pandemic, more Americans have been buying essentials on credit.
How Americans feel about investing in addressing crime and public safety can be crucial in electing government and local officials.
The woman remained at large for more than three months. Now she is in an isolated jail cell after refusing tuberculosis treatments.
Some hospitals are having to ration supplies and delay patient treatment schedules.
The FDA says inorganic arsenic is associated with various health problems, including cancer, cardiovascular disease and developmental disabilities.
New CDC data shows record low birthrates for teens and young women, and a record high birthrate for women between 35 and 44 years old.
The attorney used ChatGPT to "supplement" his legal briefing, but the popular AI tool provided him with several cases that were completely made up.
Sharing some deepfake images in Minnesota could mean up to five years in prison and paying a hefty fine.
The case of the missing ruby red slippers from "The Wizard of Oz" highlights the difficulty of finding such treasured items when they're stolen.
The Rock & Roll Hall of Fame will induct seven new members, including several artists not generally known as rock performers.
In the Nuggets' 104-93 win over Miami in Game 1 of the NBA Finals, Nikola Jokic did something only one other player in NBA history has done.
It's a matchup between Denver's Nikola Jokic and Miami's Jimmy Butler, two stars who were never really supposed to be here.
A Scripps News investigation finds many of the sirens that warn of tornado risks and other disasters are dangerously outdated.
| Zach Cusson and Patrick Terpstra
Nine years later, Scripps News Investigates found residents still waiting for the city to remove corroded pipes leaching lead into the drinking water.
| Carrie Cochran and Mark Greenblatt and Amy Fan
Scripps News' Jason Bellini gives an update to the story of a Ukrainian orphan, Denis, whom we've been tracking for more than a year.
The mayor of Russian-occupied Melitopol, Ivan Fedorov, tells Scripps News that his city's underground resistance is large, well-armed and ready.
Can artificial intelligence really help us talk to the animals?
This Scripps News documentary series explores the world surrounding the new liquid gold: Mezcal.
