Personal Finance

A home for sale.

Mortgage rates fall for 4th consecutive week

The average rate for a 30-year mortgage dropped slightly by 0.04% to 6.09%.

 | Scripps News Staff

Kids play with toys on the ground.

Through 'Buy Nothing,' 7 million neighbors are offering a free hand

A hyperlocal giving group has become a community space for neighbors to declutter their homes while giving others items or services they might need.

 | Cat Sandoval

Person holding a stack of credit cards.

Try the 'Frugal February Challenge' to help rebuild your savings

These simple tips can help you cut expenses and boost your bottom line this month.

 | John Matarese

A "for sale" sign is posted in front of a home.

10 best cities for first-time homebuyers in 2023

The list of desirable markets was based on factors such as population size, housing availability, median listing prices and job opportunities.

 | Tricia Goss

Snow on the roofs of mobile homes.

Facing rising rents, mobile home park residents are buying their land

In many mobile home parks, residents own the units they live in but still pay rent to a landlord for the land it sits on.

 | Chris Stewart

A person walks past shelves of books in a library.

10 things you didn’t know you could borrow from your local library

Beyond the standard items such as magazines, CDs and DVDs, some public libraries offer things like tools, instruments, and art supplies to borrow.

 | Tricia Goss

Finishing touches are applied to the Convention Center building in New Orleans, Louisiana.

You can get paid $1,100 to watch Super Bowl LVII

Oddspedia is offering money for any football fans who answer four questions while watching the big game.

 | Kaitlin Gates

A shopper looking at an item in a Target store.

US inflation and consumer spending cooled in December

The overall spending figures for the final two months of 2022 were the weakest in two years.

 | AP and Scripps News Staff

A hiring sign displayed at a McDonald's restaurant.

McDonald's Among Companies Trying To Stop California Minimum Wage Hike

In-N-Out, Chipotle, Starbucks, Chick-Fil-A, Panda Express, and Domino's are among several companies opposing the $22 an hour minimum wage increase.

 | Justin Boggs

Gamblers pack the Sports Book at the Mandalay Bay Casino.

Sports betting is everywhere now, but is it paying off?

The sports betting industry has taken off in the last four years, but tax revenue isn't living up the initial hype amid lax regulations.

 | Scripps News Staff

A Dollar Tree window is shown.

Study: Dollar stores are the fastest-growing food retailers

A new study found more people are heading to dollar stores for their groceries — an especially important find in regions with food insecurity.

 | Chloe Nordquist

The AT&T logo is positioned above one of its retail stores.

Former AT&T customers still entitled to data throttling partial refund

AT&T settled with the FTC over allegations the company misled customers about their data speeds.

 | Scripps News Staff

The Amazon logo

Amazon launches $5-a-month unlimited prescriptions for Prime members

The retail giant’s RxPass has a prescription list that includes more than 50 common medications.

 | Bridget Sharkey

Woman browses shelves of a salvage grocery store.

Salvage grocery stores are booming as food prices soar

Many grocery stores will often throw away items that are damaged or nearing their expiration date, but salvage stores sell them at a discount.

 | John Matarese

U.S. currency

Which American cities are experiencing the most inflation in 2023?

Experts say there are three primary factors causing inflation to skyrocket, with housing at the top of the list.

 | Tricia Goss

A person puts a stamp on their tax returns.

Tax season has begun. Here's how to prepare, avoid a refund delay

A tax expert says there are three valuable lessons to keep in mind when filing taxes this year after recent IRS changes.

 | John Matarese

Someone types on a cellphone

Report: Americans lost $40B to phishing scams in 2022

A report by TrueCaller shows more Americans are falling prey to scams, even as awareness of them rises.

 | Daniel Grossman

A man walks through a used car lot.

Experts: Falling prices make now a good time to buy a used car

Used car prices fell 2% in November and 3% in December, according to a January report by iSeeCars.com

 | Chloe Nordquist

Consumers shop for groceries.

It's not just eggs; other foods are up sharply in price

You may have heard that inflation is down overall this month. So, why are groceries still so expensive?

 | John Matarese

A Bank of America ATM is shown.

Bank of America glitch leaves some Zelle users waiting for their money

Some Bank of America customers woke up to lost money, accounts in the negative and overdraft fees, due to issues with Zelle transfers.

 | James Packard

Old Main on the Penn State University campus.

Unused 529 college savings can be rolled into a Roth IRA next year

In the past, the only real option for 529 funds that weren't used for a secondary education program was to roll the money over to another beneficiary.

 | Tricia Goss

Forklift drivers transporting pallets of product.

Wholesale inflation in US slowed further in December to 6.2%

The latest year-over-year figure was down from 7.3% in November and from a recent peak of 11.7% in March.

 | AP

A portion of the 1040 U.S. Individual Income Tax Return form.

30% of Americans relying on tax refunds to make ends meet this year

Gen Z (40%) and millennials (46%) count on the tax-time cash infusion the most, according to the study by Qualtrics on behalf of Credit Karma.

 | Brittany Anas

Person checks their credit score.

Changes to medical debt reporting could improve your credit score

The three nationwide credit reporting agencies — Equifax, Experian and TransUnion — began removing paid medical debts from consumers' reports.

 | Tricia Goss

A shopper carries bags down a street.

How do retailers handle so many returned purchases?

Returns cost retailers a ton of money, but some companies say having a good return policy is part of providing a great shopping experience.

 | Bianca Facchinei

Shoppers walk into an ALDI store.

Discount fashion find could be hitting more grocery stores near you

A $13 dress from ALDI shared by hundreds of shoppers sparked interest in whether other stores typically associated with food are getting into fashion.

 | John Matarese

Cincinnati Bengals quarterback Joe Burrow.

Joe Burrow, Blake Griffin among athletes investing in farming

Athletes are buying land and leasing the land to farmers, earning a single-digit-percentage annual return on the investment.

 | Patrick Griffin

A Mega Millions sign displays the estimated jackpot of $1.35 billion as a customer purchases a Mega Millions ticket.

Maine gets 1st Mega Millions jackpot with $1.35B grand prize

The winner overcame steep odds of 1 in 302.6 million, which led to three months of drawings without a claim on the jackpot.

 | AP

A Mega Millions lottery slip

How much money do lotteries generate and how much goes to winners?

While the winner of the Mega Millions jackpot is set to make a considerable fortune, other groups stand to make a lot as well.

 | Justin Boggs

Mega Millions tickets are displayed at a gas station.

Millions prepare for Friday's Mega Millions jackpot draw

The $1.35-billion Mega Millions draw is the second biggest jackpot in the lottery's history.

 | Maura Sirianni