Personal Finance

a stack of credit cards

Feds Warn Of Dangers Of Buy Now, Pay Later

Buy now, pay later companies are giving people extra credit, but the government warns there are some downsides — fees, charges and data harvesting.

 | Cat Sandoval

A "for sale" sign outside of a home.

Average Long-Term Mortgage Rate Falls A Fourth Straight Week

Mortgage buyer Freddie Mac reported Thursday that the average on the benchmark 30-year rate dipped to 6.33%. A year ago the average rate was 3.1%.

 | AP

Toyota logo adorns a sign outside a Toyota dealership

10 Cars That Last The Longest (And 6 Are Toyotas)

A recent study analyzed more than 2 million cars to find out which may last the longest. Six Toyotas, two Chevys, a GMC and one Honda made the list.

 | Tricia Goss

Cash in a wallet

How To Become A Millionaire By The Time You Retire

How can you become a millionaire? Personal finance experts say to start your retirement saving early and sock away a certain amount every year.

 | Tricia Goss

A rented truck

10 Things You Should Rent Rather Than Buy

When it comes to renting vs. buying, one key thing to keep in mind is that high-cost items that get limited use aren't always worth the investment.

 | Marie Rossiter

Someone looks at their phone while grocery shopping

These Apps Will Help You Save Money On Groceries

You can’t stop food shopping, and you can only cut so many corners while keeping your family healthy. Here are some apps to save on groceries.

 | Tricia Goss and The List

Home thermostat

What's Cheaper: Turning Up The Thermostat Or Using Space Heaters?

With fuel costs expected to rise this winter, it pays to know whether it's more efficient to turn up your thermostat or use well-placed space heaters.

 | Anna Weaver

Used cars sit outside a BMW dealership.

How Long You Should Expect A Used Car To Last

If you're planning to buy a used car, looking for certain brands and features can help ensure that your vehicle will last for years to come.

 | Tricia Goss

A plate of food.

How to Extend the Shelf Life of Food Beyond the 'Best By' Date

Expiration confusion is one of the top causes of food waste. Here are some ways you can extend the life of products beyond the "best by" date.

 | Amber Strong

Shoppers exit a Claire's accessories store advertising sales ahead of Black Friday.

Holiday Shopping Kicks Off With Inflation Dampening Spirits

Shoppers are dipping more into their savings, turning increasingly to “buy now, pay later” services.

 | AP and Stephanie Sandoval

A cooked turkey is shown.

Food Prices Are Affecting Many Americans' Typical Thanksgiving Meal

As Thanksgiving approaches, inflation isn't the only reason the holiday dinner may be more expensive this year.

 | Stephen Graddick IV

people shopping on Black Friday

Black Friday vs. Cyber Monday Deals: Which Are Better?

Black Friday and Cyber Monday are two of the biggest shopping days of the year. But does one day offer deeper discounts?

 | Tricia Goss

Home for sale.

Average Long-Term U.S. Mortgage Rates Tumble To 6.6%

Mortgage buyer Freddie Mac reported Thursday that the average on the key 30-year rate fell to 6.61% from 7.08% last week.

 | AP and Scripps News Staff

A tip jar with one dollar and five dollar bills and a penny in New York.

Do Income Programs Work?

How much should payments be, how are these programs funded, and most importantly — are they sustainable?

 | Bianca Facchinei

Turkeys

Where To Get A Free Or Cheap Thanksgiving Turkey

The cost of food has gone up, and many families are feeling the pinch this holiday season. But you may be able to get a turkey at a deep discount.

 | Tricia Goss

President Joe Biden

Report: White House Mulling Options To Ease Student Loan Debt

President Biden said student loan payments would resume in January. But that was before two courts blocked his executive order that forgives $20K.

 | Scripps News Staff

An advertisement of Bitcoin.

Funds Vanish At Bankrupt Crypto Exchange FTX; Probe Underway

Analytics firm Elliptic estimates $477 million was missing from the exchange.

 | AP

President Joe Biden

U.S. Judge In Texas Strikes Down Biden Loan-Forgiveness Plan

Fort Worth District Court Judge Mark Pittman said President Biden's student loan forgiveness program usurped Congress' power to make laws.

 | AP and Haley Bull

A man cutting down a tree

Get A Christmas Tree For $5-$20 With U.S. Forest Service Permit

This is the fourth year the USDA Forest Service will issue Christmas tree permits to people who want to cut their own fresh tree for the holidays.

 | AP

An advertisement for Bitcoin cryptocurrency.

Cryptocurrencies Plummet As Binance Scraps Deal For Rival Exchange FTX

The price of Bitcoin dropped more than 13% to its lowest level since November 2020, according to CoinDesk. Ethereum also shed 13% of its value.

 | AP and Scripps News Staff

A help wanted sign is displayed in a storefront.

Slightly More Americans Applied For Jobless Benefits Last Week

Fed officials have admitted that part of their strategy is to loosen up the U.S. job market, which has been adding jobs at a furious pace.

 | AP

A customer pumps gas.

U.S. Consumer Inflation Eased To 7.7% Over Past 12 Months

The Federal Reserve is widely expected to keep raising interest rates to try to stem persistently high price increases.

 | AP and Bianca Facchinei

Airliners

These Hacks For Air Travel Will Save You Time, Money And Hassle

Don’t pay more than you need to for airfare. Check out these money-saving tips on when, where, and how to book your your next flight.

 | Tricia Goss

UPS delivery truck.

10 High-Paying Jobs That Don't Require Any Experience

You may not need a college degree or any experience to launch a lucrative career. These jobs offer relatively high starting salaries.

 | Simplemost and Tricia Goss

Carol Davis displays her Powerball picks as she waits in line to purchase tickets at Lichine's Liquor & Deli in Sacramento

Powerball Ticket Sold In California Snags Record $2.04B Win

The Multi-State Lottery Association said Monday night’s scheduled drawing was delayed by nearly 10 hours until Tuesday.

 | AP

People stand in line to buy Powerball lottery tickets.

Winning Numbers For $2.04B Powerball Drawn After Delay

The Powerball jackpot is nearly $400 million larger than the previous record jackpot and will keep growing until someone wins the prize.

 | AP

Cash is fanned out from a wallet in North Andover, Mass.

Follow These Scripts To Ask Your Boss For A Raise

If you’re feeling the pinch of inflation, you might be considering asking for a raise. These scripts will help you figure out exactly what to say.

 | Emily O'Brien

Powerball numbers are shown.

What Should You Do If You Win The Powerball Lottery?

Lottery lawyers warn against sharing your identity as the winner, and say to be careful how you spend your money.

 | Meg Hilling

A "for sale" sign stands outside a home.

U.S. Housing Markets With the Biggest Price Drops

A decade-long seller’s market is coming to an end as housing prices plummet. This chart shows how much the market is down in 60 cities.

 | Tricia Goss

A store manager prints out Powerball tickets

Powerball Jackpot Up To $1.6 Billion, New Lottery Record

The advertised jackpot is the prize for a winner who chooses an annuity, paid annually over 29 years.

 | AP